A personal injury claim is what the victim of a personal injury makes through the legal system of the state that they were injured in when they want to try to hold the person or people who caused their injury, liable for the financial hardships their injury has caused. Different states have different laws that govern personal injury claims and while many states have similar laws, each state has their own, unique set of laws that are just for that state. Personal injury claims require a lot of paperwork, and filing different components of a claim within certain time frames can be difficult for a lay person to meet. A claim may become invalid if a deadline is missed.

Each personal injury claim is unique to the particular circumstances of the claim and the people involved in it but most often, personal injury claims deal with the insurance company or companies of the defendant or defendants. These companies spend a lot of time and put a lot of money towards resources to ensure that they pay as little as they can on claims, even if the victim needs and is entitled to more. Because of the above and many other reasons, many people recommend that victims of personal injuries and their families enlist the help of a personal injury lawyer when they are filing a claim.

Common Personal Injury Claims

The following are reasons for common personal injury claims that are made in the U.S. although, the list is not exhaustive because the many different types of claims are too  voluminous to give a comprehensive list here:

  • Assault
  • Car accidents / Motor vehicle accidents (MVA)
  • Construction accidents
  • Defamation, slander and/or libel 
  • Dog and other pet bites
  • Medical malpractice
  • Premises liability accidents
  • Product liability accidents
  • Slip and fall, or trip and fall accidents
  • Workplace accidents

Compensation for Personal Injury Claims

When an innocent person is injured through no fault of their own, and because of someone else’s carelessness or malice, they may be able to hold the person who caused them harm, liable for their wrongdoings by seeking compensation for expenses that are the result of their injury. A person who has suffered from physical and/or psychological harm should not suffer financially on top of this. There are many expenses and potential future expenses that most people who are injured and those who take care of them, and those who are grieving, do not know about in advance of being confronted with having to pay them. This is one of the many reasons that people recommend talking to a lawyer as soon as you can after you or someone you care about becomes the victim of a personal injury.